duiattorney.comStatistics show DUIs will cost drivers as much as $2,500 per year in auto insurance premiums.
Insurance.com, the largest online auto insurance agency in the US, has produced a 2009 RateWatch report regarding nationwide costs for car insurance premiums. The report is specifically urging drivers to used caution during the Labor Day period as law enforcement cracks down on DUIs.
The largest increases top out at around 40%, according to the study. These increases do not always take into account he severity of the charges against a driver. Even a first-time offense will be very costly. If a DUI driver causes an accident, rates increase on average $650 per year.
Drivers cannot typically avoid informing their insurance companies of the incident. First, insurance companies are entitled to periodic access to motor vehicle reports. As soon as the insurance company notices a license suspension, the rates will increase or a driver may be dropped from the insurance carrier.
Some drivers may be able to escape the watchful eye of the insurance company for a period of time. Others, however, will have their DUI hit their report within weeks of an insurance company's routine scan of the report.
Furthermore, a number of states require an SR-22 be filed with the DMV in order to reinstate a driver's license. This document is a verification of auto insurance after a DUI/DWI. Some insurance companies will not provide SR-22s; this means the driver will have to seek alternate insurance if he or she wishes to get a license reinstated. Most drivers will be required to file these for up to three years following a DUI conviction.
All told, a DUI costs a driver thousands of dollars a year beyond court fees and penalties in insurance premiums and administrative filings.
2 comments:
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